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Certificates

Our owners are our members, and being a Northeast Wisconsin credit union means higher returns for you. Let us join your journey and be your guide to your best financial future. We'll start by putting your money to work. Find out how our rates can earn you more on your Certificates. 


























Your Savings, Your Way

Explore Our Certificate Options


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CERTIFICATE SPECIALS

Are you ready for your money to start making money?



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DREAM BUILDERS FLEX CERTIFICATE

Unlike traditional certificates, the Dream Builder Flex Certificate  gives you options.



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SHARE CERTIFICATE

Earn more for less effort. Pick a term that works for you.




















Getting Started Is as Easy as...

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Open an account and choose how long you want to earn a higher rate with a certificate.

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Transfer the amount you want to earn more on from an account at CCU or another financial institution.

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Watch your money grow!





Earn more for less effort

Share Certificate

A share certificate is like overnight or long-term parking for your money. You choose how long you want to park it. The difference is (and this is big) we pay you instead of you paying us. Pick a term that works for you.  No withdrawals, no deposits, no effort, just earning.
 
  • Greater earning than a basic savings account
  • Fixed rates guaranteed for length of term
  • Terms from 3 months to 5 years
  • Federally insured by NCUA 
 

 
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Certificate Special Rates

TERMǂ MINIMUM TO OPEN & EARN DIVIDENDS DIVIDEND RATE APY* COMPOUND
8-Month  $5,000.00 3.80% 3.85% Quarterly
20-Month $5,000.00 3.94% 4.00% Quarterly
 

Dream Builder Flex Certificate

TERM MINIMUM TO OPEN & EARN DIVIDENDS DIVIDEND RATE APY* COMPOUND
12-Month $1.00 2.48% 2.50% Quarterly

Certificate Rates

TERM MINIMUM TO OPEN & EARN DIVIDENDS DIVIDEND RATE APY* COMPOUND
3-Month $1,000.00 1.99% 2.00% Quarterly
6-Month $1,000.00 2.48% 2.50% Quarterly
12-Month $1,000.00 2.97% 3.00% Quarterly
18-Month $1,000.00 3.210% 3.25% Quarterly
24-Month $1,000.00 3.455 % 3.50% Quarterly
36-Month $1,000.00 3.700 % 3.75% Quarterly
48-Month $1,000.00 3.800 % 3.85% Quarterly
60-Month $1,000.00 3.890 % 3.95% Quarterly

Open My Certificate

*APY=Annual Percentage Yield, Rates effective 3/23/2026. Certificates may have penalty for early withdrawal. Fees may reduce earnings and/or principal on the account. Rates subject to change without notice. Rates do not apply to institutional or government deposits.
ǂ Automatically renewable account - This account will automatically renew at maturity based on the following terms:
-The 8-month certificate will renew into an 6-month term.
-The 20-month certificate will renew into an 18-month term.
You may prevent renewal if you close the account at maturity. We can prevent renewal if we mail notice to you at least 30 calendar days before maturity.

All other terms for the Term Share Certificate as listed in the Understanding Your Account Brochure and Truth in Savings Disclosure, shall remain in full force and effect. Additional terms and tiers available by visiting a branch, scheduling an appointment or calling 920.494.2828.


















































Connect With Us

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Schedule an appointment

Select the date, time, and location that works best for you to meet with us.

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Text us at 920.789.2464

Send in a message for a quick response from one of our team members.

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Call us at 920.494.2828

Give us a call to talk with one of our local Contact Center representatives.

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Visit us at any branch

Find the branch location closest to you and stop in for some popcorn.