Vehicle Loans
Whether it's new or used, it's new to you. We'll get you where you need to go with our fast, locally serviced vehicle loans. Want a new snowmobile or RV for that outdoor fun, or a boat to explore the lakes and rivers of Northeast Wisconsin and beyond? Whatever the need, we can help make it a reality with our low rates, low monthly payments, and expert guidance that will get you in the vehicle that fits your lifestyle.
Rates
Check out our loan rates and find the terms that work best for you. We can also help with your auto loan refinance.
Recreational
Looking for a motorcycle, ATV, or other fun recreational vehicle? We finance those too.
The best is yet to come
YOUR MEMBERSHIP COMES WITH AMAZING PERKS
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Get started with
First-Time Auto Buyer Program
Your first auto loan is a big step and you should take that step with a trusted financial institution.
Let Capital Credit Union help with our First Time Auto Buyer program. This loan type is designed for those who have little to no credit and are ready to purchase their first automobile.
- Up to 100% financing
- Maximum term of 60 months
- Start establishing good credit
Research with
CAPITAL CARFINDER
Capital CarFinder is a one-stop-shop for researching cars for sale. You can search the inventory of tons of local dealerships all in one place, get a free CarFax report after signing up to learn about the car’s history, calculate your car loan payment, and contact the dealership when you’re ready for more information.
keep it protected
WE HAVE YOU COVERED
When life throws you a curve, we'll be there to have your back. The unexpected sometimes happens, but Capital Credit Union provides protection options so you can have the confidence your breakdown doesn't break your budget.
We've got your back with
Guaranteed Asset Protection
Guaranteed Asset Protection (GAP) lives up to its name. If your car is totaled or stolen, but you still owe more on the loan balance than the insurance will pay, GAP coverage will pay the rest of the loan, up to 125%.
- No separate payments; low cost can be rolled into auto loan
- Pays difference between what insurance covers and what you still owe
Also included is our Auto Deductible Reimbursement benefit.
Extra coverage with
MECHANICAL BREAKDOWN PROTECTION
An extended warranty that will protect you from unexpected vehicle repairs.
- Nation-wide coverage for mechanical breakdowns
- Roadside Assistance
- Protection plan options
Peace of mind with
Debt Protection
We offer a way to ease your financial burdens in case of need.
Don't take our word for it
Our Members Say it Best
Nicole was very helpful and professional. She helped me with an auto loan and I was in and out in 15 min* Great job!!
Connect with us
vehicle loan rates
Check out our blog
Capital Off the Cuff
Vehicle
SHOULD I AUTO FINANCE WITH A CREDIT UNION OR DEALERSHIP?
Discover a world of options with Capital CU auto finance. Get low rates, convenience, and protection whether you choose credit union or dealership financing.
Vehicle
IS IT BETTER TO GET AN AUTO LOAN WITH A PRIVATE LENDER?
Discover whether a private lender is right for your next auto loan or if there is a better option, such as a Capital auto loan from Capital Credit Union.
Vehicle
5 BENEFITS OF A CREDIT UNION AUTO LOAN
A credit union auto loan is often the most cost-effective loan choice, as credit unions offer lower interest rates and fees and added benefits for members.