Dream Vacation

As summer fades away and the back-to-school season draws near, many homeowners find themselves craving one last-minute getaway before the hustle and bustle of the new school year begins. Imagine unwinding on a sun-kissed beach or exploring a charming mountain retreat, all without the financial stress. Your home's equity can unlock the door to that much-needed escape, allowing you to create lasting memories with your loved ones before the school year starts anew.

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Embark on the adventure of a lifetime

Capital Credit Unions' Home Equity loan offers competitive rates and flexible terms, allowing you to unlock the equity in your home to fund your dream vacation without sacrificing your financial goals. Whether it's a relaxing beach getaway or an adventurous expedition, take that leap and make your dream vacation a reality while still securing your financial future.

Friends hiking with mountain view in background.

couple looking at map on their dream vacation

Stop dreaming, start booking

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Competitive rates and loan options tailored to fit your needs.

Home Equity Loans - Fixed Rate Mortgage

Term	Rate*	APR	Monthly Payment**
5 year Fixed	6.490%	6.592%	$489.06
7 year Fixed	6.625%	6.701%	$372.78
10 year Fixed	6.750 %	6.807%	$287.10

Home Equity Loans - Adjustable Rate Mortgage (ARM)

Term	Rate*	APR	Points	Monthly Payment**
3 year ARM⁺	6.490%	7.440%	0.000	$186.30
5 year ARM⁺	6.490%	7.201%	0.000	$186.30

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Rates effective 12/20/2024

*Rates and terms are subject to change at any time and without notice; additional restrictions may apply. Published rate may be adjusted based on other factors, including but not limited to, when your rate is locked, actual occupancy status, loan purpose, loan amount, credit score, debt to income ratio, and loan to value.

**Displayed rates and payments based on a second mortgage and assume a property value of $250,000, loan amount of $25,000 (10% of value), and a first mortgage less than $175,000 or 70% of the value of the home/property and a minimum credit score of 740. Additional rates and terms are available. This monthly payment does not include taxes or insurance.

⁺Adjustment could occur after initial term. Adjustment is based on an index of UST1YW (1-year Constant Maturity weekly average yield) plus margin of 3.5%. Maximum annual adjustment is 2%; maximum over the life of the loan is 5%. No conversion option. Additional rates and terms are available.

Capital Credit Union NMLS#442983