Home Improvement

Dreaming of a new kitchen, a luxurious bathroom, or an expansive outdoor living space? Your home improvement aspirations are closer than you think. By leveraging the equity in your home, you can unlock the financial means to transform your living environment without the stress of high-interest loans. Embark on a journey to create the home you've always envisioned.

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The possibilities are endless

Flexible terms and competitive rates, our Home Equity loan makes it easy to finance those renovations you've been dreaming of.

From kitchen makeovers to your ultimate mancave, our Home Equity loan is your key to transforming every corner of your home.

Your backyard oasis awaits. It's never too late to create the space you've always desired. Let us be your trusted partner on this journey.

Ready to transform your house?

Options that fit your needs.

Home Equity Loans - Fixed Rate Mortgage

Term	Rate*	APR	Monthly Payment**
5 year Fixed	6.490%	6.592%	$489.06
7 year Fixed	6.625%	6.701%	$372.78
10 year Fixed	6.750 %	6.807%	$287.10

Home Equity Loans - Adjustable Rate Mortgage (ARM)

Term	Rate*	APR	Points	Monthly Payment**
3 year ARM⁺	6.490%	7.440%	0.000	$186.30
5 year ARM⁺	6.490%	7.201%	0.000	$186.30

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Rates effective 12/3/2024

*Rates and terms are subject to change at any time and without notice; additional restrictions may apply. Published rate may be adjusted based on other factors, including but not limited to, when your rate is locked, actual occupancy status, loan purpose, loan amount, credit score, debt to income ratio, and loan to value.

**Displayed rates and payments based on a second mortgage and assume a property value of $250,000, loan amount of $25,000 (10% of value), and a first mortgage less than $175,000 or 70% of the value of the home/property and a minimum credit score of 740. Additional rates and terms are available. This monthly payment does not include taxes or insurance.

⁺Adjustment could occur after initial term. Adjustment is based on an index of UST1YW (1-year Constant Maturity weekly average yield) plus margin of 3.5%. Maximum annual adjustment is 2%; maximum over the life of the loan is 5%. No conversion option. Additional rates and terms are available.

Capital Credit Union NMLS#442983