Personal Loans
You want options that are flexible yet affordable. Personal and secured loan options from Capital Credit Union allow you to borrow the money you need, when you need it. The low-rate and personalized support throughout the process will allow you to have confidence that your financial needs are met and endless possibilities exist.
What is a Credit Builder Loan and How Does it Work?
If you have a challenged credit history – or no credit history at all – our Credit Builder Loans are designed to establish a healthy credit relationship at Capital Credit Union.
The borrowed funds are deposited to your account and placed on hold. The funds are then released to you as each payment is made.
Guidelines:
Term = 12 – 24 Months
Loan amount = $500 - $2000
Rate = 5.00% APR
We will report positive pay history to the credit bureaus as on-time payments are made.